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| UMM Faculty of Economics and Business Lecturer, Venus Kusumawardhana, S.E, M.M.(Photo: Istimewah) |
According to the Financial Services Authority (OJK) Report, the data notes that in the period 2020 to the end of 2022, the number of stock and capital market investors has shot up. From initially 3 million investors to 9.45 million as of August 2022. The enthusiasm of these new investors is dominated by generation Z and millennials. This is evident from the percentage of 60% of total investors who are under 30 years old.
Responding to this, UMM Faculty of Economics and Business Lecturer Venus Kusumawardhana, S.E, M.M. explained that investment, especially in stock instruments, has promising prospects. However, it is necessary to pay attention to possible risks.
“Young generation Z must respond wisely to investment plans and risks that are bound to be in every decision. Moreover, young people often have a passionate enthusiasm for new things," explained Venus
According to him, rationality must be prioritized in carrying out investment activities. The level of risk and expected return must be measurable. Because every investment gain is vast, there must be a significant risk too to the investment principle of high-risk, high return.
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As generation Z, amid sophisticated digital technology, investing in stocks is now straightforward for anyone to access. This is also one of the factors for the surge in the increase in investors. "With a cellphone capital and money starting from just 100 thousand, now everyone can easily buy and transact stocks in real-time on the stock exchange," explained the lecturer, who was also a capital market practitioner at this brokerage firm.
Regarding the prospect of investing in stocks, he says today's generation Z youth have a much easier opportunity than 10-20 years ago. However, you have to pay attention to many things before deciding. He advised that young people must have the right mindset before entering the investment world.
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“Most of Generation Z still have limited capital. So all you have to do is set aside some money to invest. The money must also be "unemployed" after the portion of funds for primary needs is met," he said.
Investments with limited capital should also be made with a long-term orientation. Young people can also use it to deepen their knowledge and gain experience. So that later, they can be appropriately involved in the capital market.
He also provides tips for young people who want to invest. One of them is choosing company shares with a good track record and excellent financial performance. "Apart from that, saving stock regularly and periodically can also be done so that you can get long-term benefits," he concluded. (cdr/lib/wil)
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