|Head of Housing Finance Center PT. State Savings Bank (Persero), Tbk. (Photo: Chandra / PR)|
BACKLOG or the gap between the number of houses built and the number of houses needed by the Indonesian people were still very high. Based on BPS data, the number of housing backlogs reached 11.4 million households in 2015. So this problem became a priority for government development.
This data was conveyed by Arfita Masniarti, Head of Housing Finance Center PT. Bank Tabungan Negara (Persero), Tbk in Prospect Workshop and Education Model for Vocational Logistics Management and Property Business Programs at the Joint Lecture Building (GKB) IV of the University of Muhammadiyah Malang (UMM), Tuesday (1/8).
"The increase in home backlogs is due to the need for new homes of 800,000 units/year. While the developer's capacity is only 250,000 to 400,000 units/year, "Arfita said. Even so, on the other hand, this data was an opportunity for entrepreneurs who wanted to try their luck in the property world.
These opportunities included high government support, bonus demographics, and digitalization of business processes. "Even so, the challenges that must be faced by property entrepreneurs include low-income unbankable communities, no landbanks, and standardized regulations," he said.
Indonesia, continued Arfita, was very lack of entrepreneurs compared to other countries. So, the opportunity became an entrepreneur in Indonesia was still open. "The development of entrepreneurship in Indonesia is still lagging behind, even from Asian countries," said Arfita.
Percentage of entrepreneurs in several Asian countries in 2017, Japan topped the highest score of 11%. While Indonesia, only stood at 3.1%. The number of housing developers in Indonesia was only around 4,700, new entrepreneurs were needed to work in the housing sector.
The housing sector contributed greatly to a country's gross domestic product (GDP). In Indonesia, the contribution was about 2.5% to 2.8% only. Far, below Australia which was at 27.75%. "In fact, the role of the housing sector in the economic development of a country is very important," he said.
Investation in the housing sector, said Arfita, was able to support a country's economic growth. Also, the growth of the housing sector will have an impact on the growth of other industrial sectors. He said, there were more than 170 industries related to the property sector in Indonesia.
"No less important, the growth of the housing sector has really influenced an improvement in the industrial structure of a country. And, the growth of the housing sector will increase employment, "he said. According to Arfita, the opening of the Vocational Property Business program at UMM was considered appropriate to cover the existing shortcomings.
The workshop was held as a follow-up to the planned establishment of the UMM Vocational Education Centre. To begin this PPV, UMM will open 5 schools of expertise. That was Design and Media, ICT and Electronics, Business and Management, Health and Hospitality, and Agribusiness. (Win)